You can easily avail balance transfer of a home loan with a top-up from us across Kolkata. In order to get such a facility, you will just need to meet some basic eligibility criteria and provide us with a few important documents. Just give us a call and get the entire information.
BALANCE TRANSFER WITH TOP-UP
A home loan is a long-term loan. In a long-term loan, you need support from an advisor to choose the best rate of interest or the best institution to buy a dream house..
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Transfer your Home Loans to us and save more on your EMIs!
Home loans can be taken for a variety of purposes. They can be used for the purchase of ready-built property, the purchase of under-construction property, the purchase of pre-owned homes, building a new house, an extension of a house, and even for repair/renovation. However, at Duttcon Financial Services, we not only provide the benefit of availing home loans to our customers but also the facility of Balance Transfer of home loans with a top-up. With the Balance Transfer facility, you can transfer your existing Home Loan running at a higher rate of interest to another bank/ financier offering a lower interest rate. Hence, the EMI reduces and you save on your monthly outflows.
Other than this, you can also take an additional loan, referred to as Top-Up Loan, on your existing property along with the transfer. This loan can be used anywhere like refurnishing of house, holiday, education of children, etc. Availing of this facility is subject to the condition that the borrower must satisfy the eligibility criteria for availing of the home loan as per the instruction of the bank. He should also have serviced interest and/or installment of the existing loan regularly, as per the original terms of sanction. The borrower should have valid documents evidencing the title to the house/flat possessed by him/her.
Features & Benefits of Loans
- High Valuable Loans
- Easy Loan Repayment
- 100% Transparency
- Quick and Easy Disbursals
- Secure your loan
- Attractive Rates of Interest
Benefits of Availing of a Home Loan
There are numerous benefits to taking a home loan. They help with tax deductions. Availing of home loans makes it easier for individuals to buy their dream house. This is because many people cannot afford to buy a house with their own money. Home loans can be repaid easily in monthly installments. Among all types of loans, a home loan has the highest repayment tenure which goes even up to 30 years. So the burden of equated monthly installments can be easily reduced by extending the tenure of the loan.
.F.A.Q
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What Are The Eligibility Criteria To Avail Of Balance Transfer Of Home Loans With Top-up?
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What Are The Interest Rates, Fees, And Charges?
Just contact us and we will divulge all the details to you.
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How Can We Apply For A Balance Transfer Of Home Loans With Top-up?
The application process is extremely simple and hassle-free. All you need to do is fill out an online application form on our website with all the necessary details and click ‘Submit.’
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How Much Time Would It Take To Complete The Entire Procedure?
You would not need to wait for days to know whether your application has been approved or not. At Duttcon Financial Services, everything is completed within the minimum amount of time possible. Just complete the application procedure and rest assured.
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How Can We Ensure That We Are In Safe Hands?
To us, our customers are everything. You need not worry about security. We work with prominent loan and insurance companies such as SBI, Bank of Baroda, Axis Bank, Kotak Mahindra bank, DHFL, Bajaj Allianz, HDFC Life, etc to name a few.